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Pension Review &
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A Free Specialist Independent No Obligation Pension Review and Recommendation Service to enable you to maximise your potential returns.
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Life Assurance




In recent years the cost of Life Assurance, Critical Illness Cover and Income Protection has dropped due to better underwriting and a more competitive market place.

If you have existing cover you may be paying more than today’s market price and could either save money by paying less or improve your cover for the same premium. If you are seeking cover for the first time you should compare prices from a whole range of providers rather than just one or a small selection which is the case with many institutions.

Our simple to use quotation facility is a live link via UK Life Direct to all of the major providers and will compare premiums in real time.

Warning:

Replacing a simple product like Term Life is straightforward but if you are considering replacing Critical Illness cover or Income Protection you should check that the number of illnesses and conditions on any new plan are as comprehensive as your existing cover.

Life Direct

Life Direct is the trading style of UK Life Direct Ltd of The Barn, Riverside Business Park, Natland Road, Cumbria, LA9 7SX and is an Independent Financial Adviser Firm authorised and regulated by The Financial Services Authority ref. 213208.

Life Direct - The Service We Provide: We search all the leading life insurers to find the lowest premiums to suit your requirements.

We automatically sacrifice some of the commission to bring you discounted life assurance quotes. This means we can arrange life assurance for you at a lower price than if you approached the insurer direct.

Life assurance quotations are displayed instantly on this website - you do not have to wait for a sales person to contact you like many of our competitors.
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Pensions & Pension Advice
We are here to help you if you wish. Telephone 0800 970 0457. You can apply for life assurance over the telephone or request that we send you the application pack.

In many cases we can obtain life assurance cover for you the same day due to our internal links with the application systems of the insurers. In any case we keep you informed of the progress of your application

We can help you to put your life assurance policy in trust - which can speed up payments to your beneficiaries and also alleviate inheritance tax.



History of Life Direct

Our Company Directors, who are experienced independent financial advisers, spotted an opportunity to offer low cost life assurance to UK residents. Life Direct commenced trading in June 2000. We offer life assurance from all the major insurers at lower cost than dealing directly with them. We do this by sacrificing commission which directly reduces the premiums payable. We search the whole market and obtain discounted quotations for you.

When you decide to apply for a policy our administration team work alongside the insurer to expedite your cover. Our advisers can also provide guidance on placing your life assurance in trust to help alleviate inheritance tax and/or speed up payment of policy proceeds. In November 2004 Life Direct teamed up with Assureweb Ltd. We jointly created an online life assurance quotation function to allow visitors to obtain instant discounted quotations via this website.
 
 
© 2008 Pensionlite
Registered office Summit House, Wanstead, London E11 2AA. Registration number 05217472.

Affiliate Regulated Introducer Sources. Registered in England and Authorised and Regulated by The Financial Services Authority:

Key Retirement Solutions. Registration Number 2457440
Affiliate UK Life Direct Ltd Registered number 4421943

Pensionlite is a Trading Style of Leadlite Limited which is Authorised and Regulated by The Financial Services Authority.