Five ways to take control of your retirement savings

Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people. The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested. If you are part of a workplace pension scheme, then saving for your retirement is a simple process. By making contributions from your salary your retirement savings go relatively unnoticed. But not all people are part of a workplace pension and