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FREE INITIAL ADVICE
THE DEFINED BENEFIT TRANSFER PROCESS
Whilst transferring a Defined Benefit Pension can be complex, it’s our job to make it easy and simple for you. Our step-by-step process breaks it down using plain English and ensures you always know what’s happening.
Step 1: Eligibility to Transfer
Step 2: Documents & Planning
Step 3: Transfer Instructed
Step 4: Transfer Complete
After an initial conversation with our client support team, you’ll be assigned to one of our experienced financial advisers and an appointment made for you to discuss your existing pensions. We’ll also take this time to explain the process, timescales and reiterate that our fee is only payable once the transfer is complete.*
Then, we’ll ask you for all the documents we need, and once returned, we’ll take care of everything. We’ll let you know as your transfer progresses and keep you in the loop.
* there are exceptions, but this will be explained before proceeding.
REQUEST A CALLBACK
We will aim to call you on the number provided as soon as possible. This will typically be during our normal office working hours.
WHY CHOOSE US?
We’re pension transfer specialists and have been working on creating a seamless pension transfer service since 2008.
- We aim to maximise the value of your pension after the transfer, taking into account your appetite for investment risk.
- Keep you updated at every step in the process
- Have tried and tested processes that overcome the very specific obstacles in transferring a pension
- Make sure your pension works hard for you after your transfer
- We won’t ask you to commit to anything before we demonstrate how we could improve your financial future
140 +
Years of collective experience
Working together since
2008
FREQUENTLY ASKED QUESTIONS
What is the minimum CETV that can be transferred?
Our minimum transfer value for a Final Salary pension is £110,000.
However, if you have more than one pension or complex needs, we can make exceptions. Your circumstances are important in answering this question, so get in touch and we can talk through your options.
What fees do you charge to transfer my pension?
The fee we charge you depends upon the complexity of the transfer, the amount of work involved and the transfer value of the pensions involved. This number is tailored to your exact circumstances.
How long does it take to transfer my pension?
This depends mainly on the provider you’re transferring away from and how quickly documents can be processed by them. We have a team dedicated to tracking cases and following up with pension providers to ensure no case takes longer than it should. Many transfers are completed within six months, but there are several factors outside our control that mean we don’t have a broad answer to this question.
YOUR QUESTION ISN’T HERE?
BOOK AN INITIAL CONSULTATION NOW
Book an initial consultation to discuss your current pensions and how we can help. There’s no obligation to proceed and there’s no fee due for our initial guidance.
Book an appointment at a time to suit you.
Call: 01952 279 379
Email: support@pensionlite.co.uk
Pensionlite – Part of Quilter Financial Planning Network
