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Transferring out of a Final Salary scheme/Defined Benefit Scheme is unlikely to be in the best interests of or be suitable for most people.

The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.

Family Protection

Family Protection

At Pensionlite we can also help protect your family and loved ones in the event of serious illness or death.

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Defined Benefit/Final Salary Pension Transfers

Defined Benefit/Final Salary Pension Transfers

A final salary pension transfer is where you agree to leave your employer’s defined benefit scheme in exchange for a cash transfer to another pension.

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Pension Drawdown – Flexible Retirement Income

Pension Drawdown – Flexible Retirement Income

With a pension drawdown you will have more control over your retirement income, as you decide how you want to take your pension.

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Pension Reviews

Pension Reviews

A pension transfer involves moving assets from one pension fund to another.

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Annuities and Retirement Options

Annuities and Retirement Options

An annuity converts the money in your pension pot into a guaranteed retirement income for life.

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