Annuities – Guaranteed Retirement Income
There are many different income and investment options to consider when it comes to planning for your retirement and you need to consider those available to you. Annuities are preferred by those who prefer a regular income for life.
What is an Annuity?
Put simply, an annuity uses the money in your pension pot to provide a guaranteed income for life. Depending on your lifestyle and medical history, you may qualify for an enhanced annuity, which provides you with an increased income.
How much income can I expect from an Annuity?
This depends on many factors, such as:
- The amount you have saved in your pension pot
- Current market rates for annuities
- Your current age, health and life expectancy (the older you are, the more income you’re likely to receive)
- Despite the abundance of quick calculators available online, an accurate and realistic annuity quotation depends on knowing more about you. Our advisers will ask you the right questions and provide a full quotation that you can use to make a decision.
Why should I arrange an annunity through an adviser?
Our role is to find an annuity product that’s right for you, and not just a one-size-fits-all that may seem like a good fit at first glance, but isn’t in the long run.
- We’re accountable for our decisions and recommendations by the FCA and financial guarantees exist that protect you.
- You know we’ve considered everything from you the current economic climate to your own personal circumstances
- Despite the abundance of quick calculators available online, an accurate and realistic annuity quotation depends on knowing more about you. Our advisers will ask you the right questions and provide a full quotation that you can use to make a decision.
Why do our clients choose us?
- We’re a Chartered Firm, which means we’re held to exceptionally high standards of client outcomes.
- We’re part of the Quilter Financial Planning network, giving you access to some of the most valuable financial planning resources available.
- We’re a friendly team, who understand that your lifestyle, family and future are all part of the financial decisions you make.
Call us on 01952 279 379 or visit our contact page for more options.
