Many of us will look forward to the day when we can finally retire and pursue all the things that a busy nine-to-five job might have restricted. Stepping into retirement can be difficult, but with a plan and a few long term goals it can be very rewarding. Below are a few tips to making retirement a little less stressful.
Get into a routine
When you wake up in the morning and realise you don’t have to make the daily commute anymore it can come as a shock to the system. For most retirees a schedule throughout the day keeps the mind active – for example, you may plan errands or catch up with family and friends. Whatever you choose to do, having a routine is one of the best ways to enjoy retirement.
Find a hobby or pursuit
Retirement is the perfect opportunity to discover that hobby or pursuit you might have been thinking about taking up. Whether it is learning a new skill or pastime it is one way to fulfil your retirement and at the same time meet new people and make new friends – so take the plunge.
Having a balanced healthy lifestyle can certainly be a big factor in retirement. Many people in the UK are living longer and this is a result of eating well and most importantly, exercising on a regular basis.
Yoga is a popular pastime which many retirees are taking up, as it is gentle on the body and comes with so many health benefits as well as broadening their social connections.
Volunteer for reward
Many retirees are heavily involved in charity work which gives them a huge sense of reward. It also combines meeting new people and building relationships with having a daily structure. Many charities are always on the lookout for volunteers and if it is an organisation close to their heart then it can have many benefits.
Start a new business venture
Of course, having worked for so long retirement can be a great platform for starting a new business. This will come with some important financial decisions; such as understanding the costs and time needed to set it up. Pension freedoms has given retirees the flexibility to take their savings as and when they choose – but make sure any investment still leaves you with enough to live on during retirement.
If you need any help planning your retirement then don’t forget to contact one of the experienced Pensionlite team on firstname.lastname@example.org or call 01952 279379